Georgian Manor, hard sells and pyramid schemes

My wife and I normally don’t respond to those enticingly free weekends away. Completely free they tell you… you only have to attend a sales pitch to buy in the world of dream vacations. Against our better judgment we swallowed the bait to go see the good life at Georgian Manor Resort in Collingwood. Putting aside the obvious allusion to P.T. Barnum I will say that my instinct was dead right. We didn’t get into the resort into late last night for reasons having to do with trying to get teenagers (and one preteen) packed into the car, ensure their newspapers were delivered, etcetera, etcetera.
We did enjoy the indoor pool (thought it was quite small and very old) and the kids enjoyed the cable TV, arcade and the buffet breakfast this morning.
But then it was our turn to pay the piper. The piper started out as a very nice woman who seemed sincerely interested in us. But she was trying to get us interested in their points system of enforced vacations. That’s why we were treated to the one night stay after all. She showed us a slick movie and some very nice suites (very different from the 2 bed hotel room with nowhere near enough room for the three kids and us). She showed us two different schemes for achieving their version of the ‘good life’. We could even ‘sell’ the names of friends to get more points (i.e.: the pyramid scheme). Then she showed the cheap version which would probably better apply to us. She called over an expert to show us an even cheaper way to make some of our dreams come true. And when we repeated our ‘no’ we got the hard sell from a crotchety old geezer who said he respected our decision but showed us yet another offer. An offer we’d be crazy to say no to. Then he smilingly insulted our choice of ‘no’ to our faces saying that the offer was gone if we walked out… that any future deal would be like a Lada instead of the Cadillac we had just turned down.
Perhaps Karen and I should have thicker skins. Perhaps we should learn to be more dissembling. But we certainly felt the condescension and didn’t like it one bit. We were so angry that we left even though we could have kept ‘trying’ the facilities for the rest of the day if we wanted. I was so angry I didn’t notice that they made our mistake on our bill and charged us for someone else’s breakfast. Why not add to the injury?
What they’re selling is the whole idea of ‘a vacation’. They want us to invest significant sums of money (over $200 a month) so we can have 1 or 2 or more weeks of the ‘good life’. And then there’s the indignity of taxes, user fees, and more (probably way more that we would learn about to our eternal dismay if we had been lulled into accepting their deal). Hey: everyone deserves a piece of that vacation dollar after all.
I do like the idea of a vacation that is done no matter what… it is good for the soul and for family life. But a plan that extends past 2050 is a little much. Every family has their own mine fields to chart a course through and few, in my opinion, can be so flexible. We can’t and we can’t afford it. There are so many ways we can spend what little excess income we may have. We bought an electric guitar on the way home, for example. That was one of our $200 payments (and more) but it was, in my humble opinion, a much better investment that going along with someone’s idea of what a vacation should be.
In the final analysis this whole scheme was a terrific waste of our valuable time and I’m sorry we were sucked in. We would have been much better off staying at home.

114 thoughts on “Georgian Manor, hard sells and pyramid schemes

  1. Yes, Terry, it was a waste of our valuable time, but we made the most of it despite the time we wasted being educated about this sort of time share. You left out the part about, “Remember us and what you could have had, had you decided to sign the dotted line today, the next time you stay with one of our competitors’ hotels…” How he insinuated that we should have ‘done our work’ and ‘prepared to commit to such a good offer’ before even considering coming to their resort, like it was our loss and our fault for not ‘knowing that we should want this.’ I think, at that point, I could mentally see horns growing out of his elderly, sinister head! I mean, using blame and shame to manipulate people? Doesn’t work for kids, so why try it on full grown adults? And besides, we had nothing to be ashamed of. They called us. They asked us there. We followed through and they were the ones who were insulting! Talk about shooting himself in the foot! I mean, this man said he was the ‘builder’ of this place! Only a desperate person, perhaps someone who owes too much, who built too much, who went beyond their own means would bully and insult people into buying into their product this way. Should have yelled out, “Pyramid scheme!” in that ballroom filled with small identical tables, each bearing a couple accompanied by their own ‘owner/salesperson’ walking them through the ‘numbers’. Would have been worth it to see all the heads turn, and the ‘members’ like androids, simultaneously turn and escort us out! But, alas, or perhaps fortunately, I was too shocked by this man’s manner to respond at the time.

    Funny, how they gave us a small insufficient accommodation and only showed us the alternative, which could be all ours only if we signed on. Deliberate manipulation! Spooky how they had all these models/plans to renovate, worth millions, yet the present state of things was so ‘lacking': a pokey pool, dinky ‘restaurant’ with terribly small coffee cups and one waitress, too busy removing dishes for refills, I mean, that’s just basic… I got the distinct feeling that our money was very important to them… more important than us, actually. That our friends’ money was important too, and that it could be advantageous for us to consider their friendship as a monetary benefit for ourselves and this organization, to whom, for one night stay, we should feel indebted. So, I don’t mind the insult so much coming from their desperation to ‘sign’ you for ‘just one vacation’, then ‘you’d see’. I’d rather keep our friends as friends, and not potential sources of income… vacation perks… Perhaps that’s why our friends have always remained so… perhaps we’d rather stay with them, when they ask, instead of selling them out for a pool, some temporary opulence… prestige… Yeah, I’m glad we kept our money, our integrity, our friends… and bought a guitar, instead! You bet!

  2. yeah – well I wasn’t so lucky. I purchased a timeshare from Georgian Manor in 2003 with promises of “keeping my costs” down. The salesman said – buy now and your increases will be minimal. Well we signed the contract and this past month received an invoice for our 2009 fees which was a 46% increase rather than the expected 3.5% increase. Their president Peter Levoy sent mail to owners to explain the need to increase the usage fee or impose a 900 + fee to cover energy and other operating costs. Hmmm – whatever happened to the contract. I am seeking legal assistance with this one. Anyone else in the same boat?

    • Joyce – sorry reading this a little late – I was in the same boat – I out right refused the increase and pointed back to the contract!! This is why the Georgian Manor is trying to convert everyone to points – to get you out of your original contract – I too bought in 2003 and still waiting for the 16 million dollar renovations!

  3. I am also in the same boat. Note that the letter says that you can request that you regular fees be separated. Pay your maintenance + whatever % is in your contract. I have written a letter to Mr. Levoy and will cc my lawyer, I am asking for documentation of their financials from 2003 (when I signed up – there was suppose to be a 16,000 sq. ft. rec center built by 2007) … nada … I want to know where that money went. If you read the letter, it really doesn’t say you have to pay – because that would be a breach of contract. They are hoping that some of their members pay the fee without question … how many people received that letter … do the math … average $800×1000 gullible members (i’m sure that is low) = $800000. Won’t take long for them to bring in a few million.
    Anyway, I am sending them a letter asking to separate my fee, from the “special fees” … if they try to force me to pay it, i will definitely be looking into starting up a class action law suit against them.

  4. I am in that boat too. I argued with them, took the contract there where its says the increase will never be more than 4% for me. I wrote down my costs for the next 20 years, they were not interested. They said if they don’t increase the costs they cannot afford to operate the place. I ask the same question when we signed up in 2005 there’s nice model showing a $16 m renovation. I was up there in the summer and nothing has changed.
    They put the pressure on and I finally paided the increased fees. If anyone starts a class action suit let us all know.

    • Hello John; we are planning on creating a law suit…. please feel free to contact myself for further details.

      • Are abloe to get out of this scam? I got sucked in in 2010 and i need to get out now.

  5. Hello GMR contract people.
    I did hire a lawyer – I did win. $500 dollars legal fees later I received notice that GMR had a computer glitch and it would be corrected. I will keep this letter as i am sure I will be going through this again in two years.
    The sad thing is we enjoy our stay at Georgian Manor it is just that these issues take away so much from the overall enjoyment. I am sorry I purchased and part of me hopes they do go under. It would be great if someone started up some communication forum so we could all keep in touch about these things.

    • I feel all of your pain – evry day. What a bunch of scam artist – especially Peter Levoy.
      How can we get out?

      Frusted

      Nargis

    • Hello Joyce….. could I possibly get your lawyers name???? We are in the same boat; we are starting a lawsuit. If anyone is interested in exchanging information please contact myself!!!!!!!!

      • Please email me again with your personal email and/or phone number and I will contact you rather than through this format.

      • Hi Michelle/Joyce,

        Not sure how to leave contact info privately, since I thought I was leaving a personal message and it got posted on this wall! Anyways, I would like lawyer contact information to get rid of my timeshare, any tips would be appreciated.

        Virgil

    • Hello Joyce,

      Yes, we are all working toward exposing the pyramid scheme by Georgian Manor resort and Tina Kyle. Stop all payments to Georgian Manor and contact Consumer Services and BBB. We are going to launch a class action lawsuit soon. You can contact me if interested at the email and you can get introduced to other that already got a settlement.

  6. Hello Nargis:
    2 years later – another over inflated invoice for maintenance payment. We did not move to points and we did not pay this bill. I did send letters for a year for reimbursement of my legal fees. We decided to give it back. I could not possibly sell this to someone else. I would not be able to sleep to unload this to someone knowing what they would face. I hope you sort this problem out so you can feel relieved.

    • Hi Joyce,

      We bought into the timeshare in June this year against our better judgement. I would like to get your lawyer’s contact info and get rid of the timeshare. Any information you can share would be greatly appreciated.

      Virgil

      virgil@creativevisions.ca
      416.858.5060

    • Hi My name is Monika I also have a problem with my timeshare and I am
      thinking about cancellation. Can you give me some advice as people how
      had already known some probably important information. I am new in
      Canada and I was misrepresented during presentation. pleas give me so
      contact information to lawyers who can deal with timeshare. I am
      really desperate.
      Thanks in advance

  7. wow are we ever glad we followed our instincts,we had tons of fun at blue mountain with the kids not a total loss,is this not illegal in some way ,or is it ok cause they are selling something??some one should start a facebook thingy or something..

  8. Well, it’s a belated effort and research to find out many websites including this one that other people have had issues with GMR’s inflated maintenance fees – this whole company is founded on a pyramid of fees! Just bought a vacation timeshare this summer and am doing what I can to cancel out of this contract, albeit outside the 10 days cooling period. Joyce, Michael, Michele, John, Nargis, Freddie, we should share emails. 46% on fees is obviously illegal. A Facebook page is a great idea, in fact I’ve created one “GeorgianManor Resorts” email is gmrscam@gmail.com. Please add yourselves and/or contact me, thanks.

  9. So the scheme resurfaced…in 2002 something similar operated as Nitsua Marketing and they were selling stuff in nearby Cranbery Resort – same tactics. A mr. Austin was the boss and I heard the outfit went under and he went to jail. We bought (0ne year contract, broke even, more or less), and then bought a property in Blue Mountain resort…which I just sold at a terrible loss. And today I got the call from Georgian Manor. Irony of life! Scheme after scheme after scheme…. Something is very wrong here.

  10. I would be interested in a a lawsuit or lawyer reference? We were sucked into the RCI scam also. We pay $240 month for over a year now (plus deposit) and have never used it..14 more years to go … :(……..and now getting annual fee bills. I just want out and cut my losses now.

  11. I have a lawyer looking into some of the false promises etc..hoping I can get out of this mess……he didn’t seem too positive , but will
    keep you posted. Only think keeps me in is a black mark on a credit report.

  12. i NEED ALL THE HELP i CAN GET AS WELL. i AM TRYING TO CANCEL. Any advise on what I can do. I signed up Aug 23, 2012

    • I have 2 friends who are lawyers, but don’t think that they do business law. They will know someone so I will get back to you asap.

  13. VC – I read your post, and tried to link to the one you provided, but it won’t connect. Is there a facebook page, or way of contacting you? I think it is a very good idea for all of us to be in contact – safety in numbers and all…If people have found lawyers who are confident in fighting these people, we’d love to meet them, because we are currently in collections because we refused to continue to sap our finances to pay for this ‘vacation package’ once we discovered that there were annual fees about which we were never told. So many things we weren’t told, and three days after we signed the contract, my husband was in a near-fatal motorcycle accident and sustained extensive brain injury. One week after his accident, I broke my back. What a summer! In any case, we need this gone, and we are prepared to fight. A lawsuit ‘suits’ us just fine!

  14. To all who require help; please read! Companies like this are beaten by numbers! Myself and another couple plan on doing so. Extensive research has been done and we think we can do it. A lawyer will eventually be included but we plan on getting their attention first. We need to vocalize!!!!! WE NEED NUMBERS!!! Others have done it and they were able to get out of the contact. Yes, we can get out of the contract!!!!!!! Common people lets show em’ we aren’t taking this BS anymore! Contact myself at michellesdenis@yahoo.ca

  15. I am posting this as a group! We have a facebook page named “GeorgianManor Timeshare”. We have all been scammed into purchasing their memberships and they are unwilling to cancel the agreement even though they have broken numerous clauses in the Consumer’s Protection Act. We are recruiting as many members as possible; because numbers do make a difference. We have all sent letters to the BBB and to the Ministry of Consumer services. They were extreamly pleased that we had formed a group and were all sending complaints against this company. Many of us have tried to cancel the agreement on our own; this was unsuccessful…. as a group we can make a difference. We plan on making some noise; especially publicly…. newspapers and all television stations. There are too many individuals that have been taken advantage of; join the group and make a difference!!!! The service was terrible; the rooms smelt like smoke. We accepted a free two night stay as long as we sat in on their little 30 min presentation (this lasted 4 hours). This company has a D+ rating with the BBB. Don’t sign into this timeshare; they utilize every means to get you to sign. They keep saying that they are selling it as an investment…. it isn’t. Do a google search and see for yourself; there are hundreds to thousand of bad reviews on this company. Take the time to read up on them.

      • Michelle,
        Georgian Manor Resort is feeling the heat and is moving close to tipping. But I noticed yesterday that Georgian Manor Timeshare Resorts facebook account was suspended. RHG is trying to block us from using social media to communicate. We need to still communicate with members also by personal emailing. Can you create another facebook page to spread the words? or do you want me to create one?
        We need to continue to post and monitor sites were we post. An investigation is eminent about the unscrupulous Scam perpetuated by Georgian Manor Resort and Tina Kyle.
        Please join the movement to expose Georgian Manor Resort and Country Club time share scam located in Collingwood.

      • Please keep me in contact; I also have the same problem.

        I sent a letter requesting my money back to the resort; they denied so now I can send a letter to the consumers better bureau; I hope they can help me.

        I think if everybody do the same is going to be easier.

    • Does this group still exist. If so any info as to how to join or cancel with RHG would be appreciated.

  16. Hey all just an FYI! I am hoping you all have made complaints to the ministry of consumer services because they have 14 complaints so far and may be taking legal action on Georgian Manor!!!! GET YOU COMPLAINTS IN ASAP OR RESUBMIT NEW ONES! The more people who voice themselves the better!

    • Michelle I posted the web link just a bit further down. Everything is step by step; send them all your documentation. The more people that send complaints in; the better the outcome for us all.

  17. Hi there,

    My mom got dragged into this scam as well. They took advantage of her lack of English and now she is paying crazy maintenance fees. How can she get out of this ? Please let me know!!!

    Otoyasergio@hotmail.com

    Thanks for the info and the help!

  18. Hey everyone, sign up to our facebook page for regular updates on what our members are doing to fight these guys. Georgianmanor Timeshare. We are standing up to these guys and the more people the stronger we are. If you would like to join our email list contact me at stephend78@hotmail.com

    • Linda- 2013-07-17
      We are not doing so well and we have not paid our maintenance fees for two year and now they are going to be put our name into the collection by Friday. Do any body know how bad can it get if you don’t pay?

      • Linda, send a complaint to the micistry of consumer services; trust me a few of our peeps have gotten out of their contracts and have gotten their funds back. Legal actions are pending;. I stopped paying them too; weirdly enough they still haven’t contacted me! I think they know the end is looming and they are trying their last few attempts to sucker any more cash out of us.

      • We are in the same boat. Just received a letter stating that we will be sent to collections.

      • Our facebook page was shut down, so obviously we are getting some attention :) We have started a private group, contact me stephend78@hotmail.com if you are interested in joining us fight back.

  19. If you don’t send a complaint to the ministry, nothing will be accomplished. Myself and our group members have been transfered to a “different” branch of the ministry which specialize in companies like these. Numbers make a difference; especially if a few of our members have gotten refunds and cancellations to their agreements. Add yourselves to our facebook group “GeorgianManor Timeshare”. A law suit is on it’s way for our complaints only. We have managed to make quite some headway. It’s worth a shot.

    • Please send info about your group, we need to get out of this! We are vey interested in anything, including a class action plan

  20. Hi everyone I am in the same boat, been trying to cancel for a year now, they have filed with collections. I want to fight these guys too

  21. We purchased our timeshare in 2003 – we are a family of 5. We purchased a 1 Bedroom to use every other year (odd year). At that time we paid $11,000.00. The usage fee was around $350.00. Purchasing this timeshare was a great investment into family vacations – not too far from home so no flying costs involved – Joining RCI also opened the door to travel with our children and not stay in hotel rooms – the problem I have with GM is the lies. This resort was suppose to go through major renovations that still have not been completed – I truly believe they have only 2 or 3 rooms that are totally redone the way the models were shown. In the 10 years (so 5 visits) we have only had one totally renovated room. The 1994 and 1995 Gold Crown stickers need to be removed from the doors – this is really embarrassing! I have had several family members visit us while at GM and probably could have sold some weeks as well but GM continues to let this property go down hill. They spent a fortune on the “hotel” rooms because they were a total disgrace. I too received the 46% increase to the usage/maintenance fees. I quickly wrote a letter to Don the president and pointed out the contract – took some (many e-mails) but this was adjusted accordingly. As the invoices must be a mast mail out – I continue to receive the wrong rate on mine. They desperately tried to have us re-invest more $$ to switch to the point system. I quickly did the research and the point system is great if you want to go somewhere else – being a RCI member enables us to go to several other timeshares in the world with extra weeks. If we would have changed to the point system this would have made our original contract null and void – therefore, GM could have raise the usage fee to what ever they wanted. I am so grateful I did the homework.

    I love that we bought a timeshare – I just want to see the resort improve!! My boys love it up here! My eldest is now 21 and he comes from Toronto to visit while we are here, my 18 year old and 13 year old came this year and the 18 year old gave me a hard time but once he was here was glad that he was. I look forward to the following years and only wished that it was a deeded timeshare (transferrable to family a the time of death usually a 99 year deed) – unfortunately I didn’t understand the concept back then and can only use until 2044.

    We have met wonderful families at GM and look forward to seeing them when we come back – so if you have children trust me this is the best way to have a vacation – not much of a vacation for the Mom’s – but the children do love coming up here!!

  22. I am in the same boat as everyone else. I have been told I am not able to cancel. I have stop all payments and thanks to dynamik. I have contacted the bbb and consumer protection waiting for a reply. Glad I am not in this alone.

  23. Hope we gonna be able to shut them down. How is allowed for them to still operate, it blows my mind.Their owners must be from Sicily:)

  24. Hi all,

    Guess we are in the same boat… I purchased the points membership from these scamheads, at Georgian manor in 2010, but was always suspicious about everything they’ve said. We were new to the country and it turned out very easy for them to fool us with the promises of the goose carrying golden eggs. They lured my wife and myself into the contract saying that I could sell it afterwards for profit or rent out the points – a lie, cause they worth nothing and I was not able to sell or rent it out, they lied again on a matter of RCI, that I can redeem the points for flight tickets and it turned out that RCI can redeem only a small percentage of it, ridiculous $150-200 dollars when my flight tickets to Europe is over $1,500 which was the main reason for me to buy this, as we often travel back to Europe to our home country. Long story short, they lied on many topics, not saying about that the contract is for 50 years etc. I tried to cancel it after a year, but they threatened me to take the file and go to credit agencies and ruin my credit standing or send it to the credit collections. Finally I was so fed up with them that I decided to stop all payments and sent complaints to Financial Services and BBB. I also sent mails to the major Canadian credit agencies. They in turn sent my file to the credit collections. Right now I am waiting for the reply from BBB, but talked to the lawyer as well, as there is no way I am paying for nothing and putting my hard earned money down the drain. These people does not have any conscience, as I spent over 10K on their contract and still they are calling , harassing and demanding more money… If you people are going to start a class action let me know and I will gladly join to pool up our resources and information. My email is:

    valeri_okla@yahoo.com

    Vlad

    • go to Ministry of Consumer Services and fill out a complaint and mail to them. after BBB….next step.

  25. Thanks Keith. What frustrated me more – I called the Ontario Ministry of Consumer Services legal branch last week and they told me that they would not help, that I had 10 days to cancel and after three years in contract with RHG and throwing money down the drain, they even don’t know if it is possible to bring a lawsuit against them. They gave me the phone number for the Law Society of Upper Ontario and advised to talk to a lawyer. The governmental institutions in this country are useless… I talked to a lawyer and he said that I have three options – to wait and see if credit bureau of collections will call and I will show them a middle finger, saying that I am not paying anything ever and tell them to sue me, the second option is more aggressive – counter-sue them and demand contact cancellation and the money paid to be returned, the third is to continue paying to those scambags, which I said under no circumstances I am going to pay these crooks anything. I stopped paying and sent cancellation demand letter to them back in August, sent letters to the major Canadian credit bureaus, to BBB (and they have opened a case), and to the Ontario Financial Services. I was going to file a complaint with the Ministry of Consumer Services but after the last week’s conversation with them over the phone, I am not sure if it will make any difference, if they don’t give a damn… Anybody has any experiences similar to this? what else can I do? I am willing to join any group to bring the justice and fairness on this matter to where it belongs. Please share the information.

    • I would still file complaint with Consumer services. Multiple complaints on file may send up some red flags and help others. I stopped paying last year and now into collections. Let them take me to court! Date: Mon, 2 Dec 2013 00:35:55 +0000 To: kr_audi@hotmail.com

    • I was a member of RHG Vacation Club since August 2011 until we moved to Saskatoon on June 2008. I ask them for the cancellation of my membership thus I can no longer take advantage of their club’s amenities and find the dues to be frivolous if I’m not going to use the membership. I informed them twice regarding on this matter and they told me that there is no cancellation policy and if I refuse to pay they will have my credit information and report it to credit bureau, therefore its my obligation to pay them in full amount of the remaining balance.

      We have in the same boat. I sent a letter to BBB and consumer protection and told me that they can’t help because my agreement was formed more than 2 years before they received my information. Thus I have to call the Law Society of Upper Ontario if I need help or advise.

      From BBB response: Your concerns appear to relate primarily to a contractual issue. As we do not have the authority to obtain reimbursement or to settle any contractual dispute between two or more parties on behalf of a complainant, we cannot offer further assistance.

      Did credit bureau called you? I just joined GeorgianManor Timeshare (facebook). I am interested in joining fight back.

  26. Anybody got the contract cancelled and had his money returned via the small claims court? Anybody knows the name of a good lawyer?

  27. Should I even attend the 2 night deal !!!??? Have had it on back burner for a while .
    Deadline is end of March 2014 ….is it worth it ??

    • It is a free trip; but you have to attend their presentation. Leave your wallet in the room and don’t sign the contract at any expense!!!!!!

  28. My parents got sucked in to this stupid thing about 8 years ago. I was so mad when they came back from the presentation to tell me they bought into this “vacation opportunity” . Now they are sucked into the RCI points/weeks thing I dont really understand – I personally do not want to be left with this commitment after they pass. I was reading online you can do a Donate to the Cause and give the timeshare away to a Charity and you get a tax receipt for a charitiable donation. Has anyone been able to get rid of this thing?

  29. Maybe this can be a win-win. As I actually want one of these timeshares. So if you want out email me at beachlover1098@yahoo.com . But I will only contact those who give lots of details. I’m interested in staying one week at Georgian Manor, either every other year or every year. And paying roughly $600 for each stay. Or is this impossible?

    • We are now buying at another resort, so can’t handle another. So no longer interested in Georgian Manor. Hopefully others will be though, and I encourage them to post here.

  30. my husband, now deceased and I bought into this back in 2001 when we paid $20,000 for the timeshare weeks, usage fee to exchange $199 and condo fees $350. we paid membership up for 10 years.
    We got a vacation for around $1,000 a week with our flight.
    NOW, we are renting what we bought for over 3 grand minus flight!
    Never was it to increase in payment only in value, ya right!
    We tried to sell three times and got scammed another several thousand. I was told I couldn’t GIVE it back and it goes into my estate!
    I don’t want anyone burdened by this!
    I’m too old for all this and don’t even use myself.
    I want OUT!!

  31. I cannot believe they are now asking for useage fees on top of the condo fees already paid. It just goes from bad to worse. I am sure it is out of contract conditions but there will be fight after fight. This is what takes away from the whole vacation experience there. Glad I am done with them.

    • I have had aost the exact experience. This has cost me so much, but so much was happened already when I got coercised into buying. I have no income and in process of divorce.

      Please advise

      • Hi Liz. Yes I got out of the contract. However I did not get any money back so my initial cost was 10,000 and I had it for 7 or 8 years and enjoyed most of that time. I had a lawyer involved but that was about the rising costs out of my contract. Remember that many of the contracts are different. I never went to points so my original wording would hold up. However even that cost me about 500. Then I was a pain in the backside to them as I was hounding for my legal costs back because they could not “up” my maintenance but they would not listen to me. So time went on and finally they did release me but again I received no money. At tht point I didn’t care anymore. My mental health was worth more that the money.

  32. We have been contacted by :The Canadian Discount Network,” they claim to be the new owners of the Georgian Manor… any word on this group? Can you give us a heads up?

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